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Bad Credit Mortgages

What is a Bad Credit Mortgage?

Bad credit mortgages or Adverse Credit Mortgages are simply mortgages that do not meet standard “high street” lender criteria. This could be caused by a number of different issues including:

  • Missed mortgage payments
  • Bankruptcy
  • Individual voluntary arrangements
  • Defaults
  • County court judgements
  • Property repossessions
  • Debt management plans

The good news is many lender will accept certain credit issues and we know the lenders criteria to match you to the best lender. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Get in touch today!

Call: 0800 6342 561

Whether you have missed or had late payments, incurred defaultscounty court judgements or been made bankrupt or had an IVA, please call us today to see how we can help you secure your bad credit mortgage or remortgage.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Find out how much you can borrow today!

Complete our 30 second form now!

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Free Guide

Request your free guide to remortgaging. Click on the link above and we will send you our Free!

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Prefer for speak to a friendly adviser? Simply click the link above and we will call you to discuss your requirements!!

Wills

At Plus Financial Solutions we believe everyone should have a WILL. We offer a full range of will and estate planning options, click on the link to find out more!

Equity Release

As well as being mortgage experts, at Plus Financial Solutions we also offer a full range of Equity Release services. Click on the link to find out more.

BAD CREDIT MORTGAGES

At Plus Financial Solutions we specialise in helping customers who have had credit issues in the past. We believe everyone deserves the best advice and help when choosing what mortgage is right for them. Our mission is to help you find the best mortgage regardless of your circumstances or previous credit history. We can help secure your new bad credit remortgage or purchase mortgage.

In today’s climate it can be hard to find a lender to help when you have a less than perfect credit score, we are experts in helping clients with averse credit and can help you find the right lender for your needs.

Clear

Your adviser will provide you with a full illustration and personally answer any questions.

Professional

We provide free mortgage advice from a qualified FCA regulated adviser to ensure you only receive the best advice.

SIMPLE

Fast efficient remortgage service in 3 simple steps. We search the whole of the market to find you the best deal.

Struggling to find a mortgage?

We love helping our clients secure a mortgage, Whether you are a first time buyer, remortgaging, moving home, a contractor, self employed or retired we will search the whole of the market to ensure you get the very best mortgage for your circumstances. Expert advice is on hand to make sure you find the best deal to suit your needs and requirements.

Complex Income?

In today’s changing world we know it can be difficult to find a lender that will use all of the income you have available. With mortgage lending now based on your ability to demonstrate you can fully afford your remortgage or new mortgage it has never been more important to find a lender that will take a detailed look at all of the income you have available. We can help by finding you a lender that will consider the following types of income:

  • Employed income after 1 month employment
  • Contractors
  • Self employed with only one years accounts
  • Child benefit
  • Maintenance
  • Child tax credits
  • Working tax credits
  • Pension
  • 2nd Jobs
  • bonus / commission
  • overtime

The good news is many lender will accept certain credit issues and we know the lenders criteria to match you to the best lender. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Find out how much you can borrow today!

Complete our 30 second form now

Please, enter your best email

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Poor Credit History?

Sometimes just having a low or poor credit score or history can be enough to make it difficult to remortgage or take out a new mortgage with a typical high street lender. This can be caused by a number of issues including:

  • Little or no credit history
  • Lots of recent credit searches
  • Missed payment on unsecured or secured credit
  • High levels of existing revolving credit
  • Not on the electoral register

We understand the challenges our clients face when they have a poor credit history. We have lenders available who will look at your credit report and make a decision based on your individual circumstances, payment history and not just your credit “score”. We will use our expertise to match you with the best lender for your individual circumstances.

Our Lenders Include

 
 

Get in touch today!

Call: 0800 6342 561

Whether you have missed or had late payments, incurred defaultscounty court judgements or been made bankrupt or had an IVA, please call us today to see how we can help you secure your bad credit mortgage or remortgage.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Summary
Service Type
Mortgage Broker
Provider Name
Plus Financial Solutions, Telephone No.​0800 6342 561
Area
United Kingdom
Description
Free bad credit remortgage advice. Find out how much you could save today for FREE with Plus Financial Solutions. Call us today to see how we can help.