Bad Credit Remortgage

Debt Consolidation with Adverse Credit

Do you have Bad credit and need to remortgage to consolidate your existing credit into your mortgage? We can help you find the perfect remortgage today!

Bad Credit Remortgage

Are you looking to remortgage but have a bad credit history? Having a bad credit history can make remortgaging your property real challenge, with most high street lenders unwilling to consider anything other than a perfect credit history. A bad credit history can be a caused by any number of issues including the following:

  • CCJ’s
  • Mortgage Arrears
  • Defaults
  • Missed Payments
  • High Levels of Unsecured Credit
  • Too Many Credit Searches

The Good news is at Plus Financial Solutions we are experts in helping our clients get the mortgage they need, we have access to specialist mortgage lenders who will consider people with bad credit. Contact us today to see how we can find you a great bad credit mortgage on 01604 870 595.

Debt Consolidation with poor credit

Are you looking to consolidate existing credit into your mortgage? There are many reasons people look to consolidate the existing credit into their mortgage, these include:

  • To reduce the total monthly payments
  • To have a single manageable monthly payment
  • To obtain a cheaper interest rate
  • To spread cost over a longer term

We find many of our clients look to consolidate their existing credit to help reduce the monthly payment when they are struggling to make ends meet. While consolidating credit into your mortgage can dramatically reduce the monthly cost, it is important to remember that paying back the credit over a longer term can actually increase the total cost of repaying that debt. It is also important to consider that by consolidating unsecured credit into your mortgage that that debt becomes secured against your home and could put your home at risk of repossession if you fail to maintain your repayments.

If you have a bad credit history and are looking to remortgage to consolidate debt into your mortgage speak to us today for expert advice on your best way forward. We love helping our clients obtain the best mortgage for their circumstances whatever their credit history.

Call 01604 870 595 today!

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