Bad Credit Mortgages Criteria

Do you have CCJ’s? Defaults? Arrears? We help you secure a mortgage today!

Bad Credit Mortgage Criteria

Are you looking for a mortgage but have a bad credit history? Having a bad credit history can make obtaining a mortgage on your property real challenge, with most high street lenders unwilling to consider anything other than a perfect credit history. A bad credit history can be a caused by any number of issues including the following:

  • CCJ’s
  • Mortgage Arrears
  • Defaults
  • Missed Payments
  • High Levels of Unsecured Credit
  • Too Many Credit Searches
  • Bankruptcy
  • IVA’s
  • Debt Management Plans
  • Property Repossession

The Good news is at Plus Financial Solutions we are experts in helping our clients get the mortgage they need, we have access to specialist mortgage lenders who will consider people with bad credit.

If you have any of the following simply click on the link below to find out what our lenders will accept and check your eligibility:

  • Bad Credit Mortgage with Defaults
  • Bad Credit Mortgage with County Court Judgements
  • Bad Credit Mortgage after Bankruptcy
  • Bad Credit Mortgage with an IVA
  • Bad Credit Mortgage after Property Repossession
  • Bad Credit Mortgage with a Debt Management Plan
  • Bad Credit Mortgages for the Self-Employed
  • Bad Credit Mortgage for Contractors
  • Bad Credit Mortgage with Mortgage Arrears
  • Bad Credit Mortgage with Unsecured Arrears

Contact us today to book your FREE appointment and see how we can find you a great bad credit mortgage on 01604 870 595.

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We have lenders who will accept County Court Judgements, even within the last 12 months! Contact us today!


Having a default doesn’t mean you cant get a mortgage. We help our clients get mortgages even when they have had a default within the last 3 months!


Missing a mortgage payment can make it hard to get a mortgage. If you have missed a couple of payments in the last 12 months we can help!