How to get a bad credit mortgage after being bankrupt!

Do you have CCJ’s? Defaults? Arrears? We help you secure a mortgage today!

Bad Credit Mortgage after having being bankrupt

Obtaining a mortgage after being bankrupt can be difficult, sometimes feeling impossible with most high street lenders unwilling to consider an application if you have been bankrupt within the last 6 years.  At Plus Financial solutions we have lenders that will consider the application after as little as 1 year after the discharge date.

What is bankruptcy?

Bankruptcy is a legal status of a person or other entity that cannot repay debts to creditors. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor.

When can I apply for a mortgage after being Bankrupt?

Discharged over 1 year ago:

Up to 50% of the property value

Discharged over 2 years ago:

up to 70% of the property value

Discharged over 3 years ago:

Up to 75% of the property value

Discharged over 4 years ago:

Up to  85% of the property value,

Contact us today to see how we can help you secure a mortgage after being Bankrupt!

Find out how much you can borrow today!

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CCJ’s

We have lenders who will accept County Court Judgements, even within the last 12 months! Contact us today!

Defaults

Having a default doesn’t mean you cant get a mortgage. We help our clients get mortgages even when they have had a default within the last 3 months!

Arrears

Missing a mortgage payment can make it hard to get a mortgage. If you have missed a couple of payments in the last 12 months we can help!