How to get a bad credit mortgage after taking a payday loan?

Do you have CCJ’s? Defaults? Arrears? We help you secure a mortgage today!

Bad Credit Mortgage after taking out a payday loan

Obtaining a mortgage after taking out a payday loan can be difficult, sometimes feeling impossible with most high street lenders unwilling to consider an application after if you have been in a debt management plan within the last 6 years.  At Plus Financial solutions we have lenders that will consider applications even if you still have a payday loan outstanding.

How long after taking out a payday loan can you apply for a mortgage?

We currently have lenders who will consider an application 12 months after you have taken out a payday loan, assuming you have made at least the last 12 months payments on time and not suffered any additional credit issues. Typically you would need at least a 15% deposit to be considered.

Contact us today to see how we can help you secure a mortgage after taking out a payday loan!

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