STRUGGLING TO FIND A MORTGAGE?

We love helping our clients secure a mortgage, Whether you are a first time buyer, remortgaging, moving home, a contractor, self employed or retired we will search the whole of the market to ensure you get the very best mortgage for your circumstances. Expert advice is on hand to make sure you find the best deal to suit your needs and requirements.

Disclosure about our services.

Initial Disclosure Document Bad Credit Mortgage Broker
  • The Financial Conduct Authority (FCA)
    • The FCA is an independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.
  • Whose products do we offer?

    Insurance

    • We offer products from a range of insurers for Life Assurance, Critical Illness, Income Protection, Accident Sickness & Unemployment, and Buildings & Contents.

    Mortgages

    • We offer a comprehensive range of first charge mortgages from across the market, but not deals that you can only obtain by going direct to a lender. We will provide you with a list of lenders we use. We offer products for personal business only.

  • Which service will we provide you with?

    Insurance

    • We will advise and make a recommendation for you after we have assessed your needs for Life Assurance, Critical Illness, Income Protection, Accident Sickness & Unemployment, and Buildings & Contents.

    Mortgages

    • We will advise and make a recommendation for you after we have assessed your needs.

  • What you will have to pay us for this service?

    Insurance

    • No Fee. You will receive a quotation, which will tell you about any other fees relating to any particular insurance policy.

    Mortgages

    • An application fee of £150.00 payable upon the full application and a fee of £1495.00 payable on completion of the mortgage.

  • Refund of fees.

    If we charge you a fee, and your mortgage does not go ahead, you will receive:

    A Full Refund

  • Who regulates us?
    • Plus Financial Solutions is an appointed representative of H L Partnership Limited, Pharos House, 67 High Street, Worthing, West Sussex, BN11 1DN, England, which is authorised and regulated by the Financial Conduct Authority. H L Partnership Limited’s FCA number is 303397.
    • Our permitted business is advising and arranging deals in Non Investment Insurance Contracts, and advising and arranging Regulated Mortgage Contracts.
    • You can check this on the FCA’s Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.
  • What to do if you have a complaint?

    If you wish to register a complaint then please contact us.

    • Write to

    The Complaints Manager, HL Partnership Limited, Pharos House, 67 High Street, Worthing, BN11 1DN, (FCA Reference: 303397)

    • By Phone: Telephone: 01903 602 664
    • If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
  • Are we covered by the Financial Services Compensation Scheme (FSCS)?

    We are covered by the FSCS.  You may be entitled to compensation from the scheme if we cannot meet our obligations.  This depends on the type of business and the circumstances of the claim.

    • Insurance

    Insurance advising and arranging is covered for 90% of the claim with no upper limit

     [or]

    For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit.

    Further information about compensation scheme arrangements is available from the FSCS.

    • Mortgages

    Mortgage advising and arranging is covered up to a maximum limit of £50,000.

    • Further information about the compensation scheme arrangements is available from the FSCS.