Bad Credit Mortgages


Having a bad or poor credit report can make finding a mortgage very challenging, especially if you are buying a new property. At Plus Financial Solutions we are specialists in helping our clients obtain mortgages on their dream properties. We have lenders that will lend up to 90% of the purchase price even if you have previously had CCJ’s, Defaults, or missed payments. This means you may be able to buy with just a 10% deposit even with a poor credit history.

A bad credit rating can be caused by a number of different reasons including:

  • Missed mortgage payments
  • Bankruptcy
  • Individual voluntary arrangements
  • Defaults
  • County court judgements
  • Property repossessions
  • Debt management plans

The good news is many lender will accept certain credit issues and we know the lenders criteria to match you to the best lender. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Get in touch today!

Call:  01604 328 091

Whether you have missed or had late payments, incurred defaults, county court judgements or been made bankrupt or had an IVA, please call us today to see how we can help you secure your bad credit mortgage or remortgage.

Find out how much you can borrow today!

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