Bad Credit Mortgages

Purchases

Having a bad or poor credit report can make finding a mortgage very challenging, especially if you are buying a new property. At Plus Financial Solutions we are specialists in helping our clients obtain mortgages on their dream properties. We have lenders that will lend up to 90% of the purchase price even if you have previously had CCJ’s, Defaults, or missed payments. This means you may be able to buy with just a 10% deposit even with a poor credit history.

A bad credit rating can be caused by a number of different reasons including:

  • Missed mortgage payments
  • Bankruptcy
  • Individual voluntary arrangements
  • Defaults
  • County court judgements
  • Property repossessions
  • Debt management plans

The good news is many lender will accept certain credit issues and we know the lenders criteria to match you to the best lender. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Get in touch today!

Call:  0800 6342 561

Whether you have missed or had late payments, incurred defaults, county court judgements or been made bankrupt or had an IVA, please call us today to see how we can help you secure your bad credit mortgage or remortgage.

Find out how much you can borrow today!

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

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Equity Release

As well as being mortgage experts, at Plus Financial Solutions we also offer a full range of Equity Release services. Click on the link to find out more.

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BAD CREDIT MORTGAGES

At Plus Financial Solutions we specialise in helping customers who have had credit issues in the past. We believe everyone deserves the best advice and help when choosing what mortgage is right for them. Our mission is to help you find the best mortgage regardless of your circumstances or previous credit history. We can help secure your new bad credit remortgage or purchase mortgage.

In today’s climate, it can be hard to find a lender to help when you have a less than perfect credit score, we are experts in helping clients with adverse credit and can help you find the right lender for your needs.

As well as working with the high street lenders we have access to all of the adverse lenders that offer mortgages up to 90% including Kent Reliance, Together Mortgages, Precise Mortgages, Pepper Home Loans, The Mortgage Lender and many more!

Clear

Your adviser will provide you with a full illustration and personally answer any questions.

Professional

We provide mortgage advice from a qualified FCA regulated adviser to ensure you only receive the best advice.

SIMPLE

Fast efficient remortgage service in 3 simple steps. We search the whole of the market to find you the best deal.

Struggling to find a mortgage?

We love helping our clients secure a mortgage, Whether you are a first time buyer, remortgaging, moving home, a contractor, self employed or retired we will search the whole of the market to ensure you get the very best mortgage for your circumstances. Expert advice is on hand to make sure you find the best deal to suit your needs and requirements.

Complex Income?

In today’s changing world we know it can be difficult to find a lender that will use all of the income you have available. With mortgage lending now based on your ability to demonstrate you can fully afford your remortgage or new mortgage it has never been more important to find a lender that will take a detailed look at all of the income you have available. We can help by finding you a lender that will consider the following types of income:

The good news is many lender will accept certain credit issues and we know the lenders criteria to match you to the best lender. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Find out how much you can borrow today!

Complete our 5 second form now

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Poor Credit History?

Sometimes just having a low or poor credit score or history can be enough to make it difficult to remortgage or take out a new mortgage with a typical high street lender. This can be caused by a number of issues including:

  • Little or no credit history
  • Lots of recent credit searches
  • Missed payment on unsecured or secured credit
  • High levels of existing revolving credit
  • Not on the electoral register

We understand the challenges our clients face when they have a poor credit history. We have lenders available who will look at your credit report and make a decision based on your individual circumstances, payment history and not just your credit “score”. We will use our expertise to match you with the best lender for your individual circumstances.

Get in touch today!

Call:  0800 6342 561

Whether you have missed or had late payments, incurred defaults, county court judgements or been made bankrupt or had an IVA, please call us today to see how we can help you secure your bad credit mortgage or remortgage.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.