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Guaranteed Mortgage Approval Bad Credit

Do any lenders offer a guaranteed mortgage approval for bad credit application?

This is something we are often asked by our clients. Unfortunately, there are no mortgage lenders who will guarantee to approve a mortgage. This is the same for both high street lenders and adverse credit lenders.

Below are some tips on how to avoid being declined for a mortgage when you have bad credit:

  1. Check your credit report and ensure it is accurate. If there are any errors in the report contact the company concerned and attempt to resolve the issue before applying for a mortgage
  2. Check you meet the lender’s affordability criteria, many lenders will allow you to check affordability using their online calculators on their website
  3. Ensure you meet the lender’s adverse criteria, after reviewing your report you should know be aware of what is showing on your report and should be able to check with the lender to see if they will lend to you.
  4. Seek expert advice from a qualified whole of market mortgage adviser


If you need any help finding a great mortgage deal speak to Plus Financial Solutions, we would love to help you obtain the mortgage you need today!

Call us today on 01604 328 091


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