Having a bad or poor credit report can make finding a mortgage very challenging, especially if you are buying a shared ownership property. At Plus Financial Solutions we are specialists in helping our clients obtain mortgages on shared ownership properties. We even have lenders available that will lend up to 100% of the share purchase price, so you may be able to buy without a deposit.

A bad credit rating can be caused by a number of different reasons including:

  • Missed mortgage payments
  • Bankruptcy
  • Individual voluntary arrangements
  • Defaults
  • County court judgments
  • Property repossessions
  • Debt management plans

The good news is many lenders will accept certain credit issues and we know the lender’s criteria to match you with the best lender. We have many years of experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

Get in touch today to see how we can help

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