Having a bad or poor credit report can make finding a mortgage very challenging, especially if you are buying a new property. At Plus Financial Solutions we are specialists in helping our clients obtain mortgages on their dream properties. We have lenders that will lend up to 90% of the purchase price even if you have previously had CCJ’s, Defaults, or missed payments. This means you may be able to buy with just a 10% deposit even with a poor credit history.
A bad credit rating can be caused by a number of different reasons including: