Bad Credit Mortgages

Help To Buy Bad Credit Mortgage

The government Help to Buy Scheme can be a great way for first-time buyers and home movers to purchase a property with either a smaller deposit or equity loan. Visit the link below to find out more about the help to buy schemes currently available:

www.helptobuy.gov.uk

Having bad credit can make it very difficult to obtain a mortgage especially if you are using one of the help to buy schemes. The good news is Plus Financial Solutions can help, we have many lenders who will consider poor/bad credit including a history of defaults, CCJ’s and missed payments. A poor credit can be caused by any of the following:

  • Missed mortgage payments
  • Bankruptcy
  • Individual voluntary arrangements
  • Defaults
  • County court judgements
  • Property repossessions
  • Debt management plans

The good news is many lenders will accept certain credit issues and we know the lender’s criteria to match you to the best deals. We have many years experience in aiding our clients with finding a new mortgage that fully meets their needs even when other lenders have previously declined their applications.

To avoid disappointment we strongly recommend you obtain an agreement in principle before making an offer on a property.

Find out how much you can borrow today!

Get your Help to Buy quote now!

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No Mortgage No Fee Guarantee

We are so confident we can secure you a mortgage if your application is declined it won’t cost you a penny!

Bad Credit Mortgage Experts

We specialise in helping clients with Bad Credit, this expertise ensure you only receive the very best advice!

Whole of Market

We have access to the whole of the market, this includes all of the specialist bad credit lenders!

Exclusive Deals

At Plus Financial Solutions we have access to exclusive deals you can’t get direct from the lenders, we have the best deals on the market!.